Many tax filers look forward to receiving a lump sum of cash during tax season. This may be the largest amount of discretionary cash that one receives in the entire year. The lure to spend the money is always present, but now there is an incentive to encourage saving.

A national promotion entices tax filers with a chance to win cash prizes by saving part of their refunds. The sweepstakes is called Save Your Refund, and is the creation of D2D (Doorways to Dreams). D2D is a nonprofit organization whose mission is to strengthen the financial opportunity and security of low- and moderate-income consumers by innovating, incubating and stimulating new financial products and policies. (read more)