BOSTON (CBS) – No one has ever been guilty of saving too much money for retirement! So if you use your refund to do some retirement planning you will be so ahead of the curve!

Workers put off retirement planning because the goal seems so far away. Ask any Baby Boomer what would they have done differently and they will tell you they should have started when they were younger and saved more. I have never met anyone who had saved too much for retirement. [read more]